If you want to bank with a local institution in Montebello committed to your personal and financial success, opening an Elite Checking Account with Camino is a great option.
Camino Federal Credit Union has served Montebello with financial guidance tailored to each member’s needs since 1941. We partner with each member to help them achieve financial success, whatever that looks like for you.
What is Camino’s Elite Checking Account?
Camino’s Elite Checking Account is a type of checking account designed to help you better manage your money. This type of checking account also has safety features like Idnotify® by Experian® to stay on top of your credit and detect signs of fraud.
What Are the Advantages of Camino’s Elite Checking Account?
This comprehensive and convenient checking account has robust features that will empower you to set yourself up for financial success today and tomorrow. A few key benefits include:
- Receiving your paycheck up to 2 days early 1: This flexibility could be a financial lifesaver when your cash flow is restricted by giving you the funds you need to buy essential items, pay rent and bills, and avoid fees and penalties.
- No fee ATM withdrawals nationwide 2: You shouldn’t have to pay a fee to access your money. No-fee ATM withdrawals could help save more money, especially if you make frequent withdrawals.
- 3-Bureau credit monitoring: Credit monitoring could be a great source of security that will notify you of new credit inquiries, dings to your credit score, new accounts opened, public records added, or change of address to your credit record.
- Receiving a debit card: A debit card provides you with access to funds through an ATM, greater security, and minimal costs when you factor in purchasing checks. A credit card could also help with budgeting and offer price protection.
- No minimum balance requirements: With a no-minimum balance, you don’t have to worry about extra charges because we understand that life happens.
- Free cashier’s checks 3: Cashier’s checks can be a safe and dependable way to make large payments in transactions where cash or personal checks are not accepted, but purchasing them can add up. With free cashier’s checks, you can enjoy the convenience of this method of payment free of charge!
- Free online & mobile banking: Online and mobile banking allows you to manage your bank accounts, pay bills, and deposit checks securely and conveniently.
- Free outgoing wires 4: Wire transfers can be a great way to send sums of money to another party in minutes, providing a quick, secure, and easy way to transfer money.
- The ability to send and receive money with Zelle®: Zelle® is a fast, intuitive, and secure way to send or request money with friends, family, and others you trust, even if they bank with a different financial institution than you do.
An important advantage of using this checking account is the financial security and peace of mind it provides. Your account will be federally insured up to $250,000 by NCUA because protecting your personal information is also one of our top priorities.
One such highlight of Elite Checking is Experian® IDnotify®, which provides identity fraud protection and offers several benefits, including:
- Annual 3-Bureau Credit Report & VantageScore® 5
- Daily VantageScore® 5 Updates
- VantageScore® 5 Simulator
- 3-Bureau Credit Monitoring
- Credit Limit, Utilization, and Balance Alerts
- Internet Surveillance
- Social Security Number Trace
- Court Record Monitoring
- Change of Address Monitoring
- Sex Offender Monitoring
- Alternative Loan Monitoring
- Social Network Monitoring
- Identity Restoration
- Lost Wallet Services
- Up to $1M Identity Theft Insurance 6
- Child Internet Surveillance 7
Why Should You Open an Elite Checking Account with Camino?
If you want to gain better control of your finances, safeguard your money, and lay the foundation for a bright financial future, an Elite Checking Account could be a great option.
Do You Want to Build a Bright Financial Future? Apply for an Elite Checking Account With Camino Today!
At Camino, we believe you deserve comprehensive financial products tailored to your needs and will position you for financial success, and that’s precisely what our Elite Checking Account offers. Our passion is helping our members achieve their goals. Visit our Elite Checking Account page to learn more about this product and open an account today.
Read Disclosures:
1 Elite Checking Account members are eligible to receive direct deposit payroll funds up to two days earlier than the scheduled payday, subject to employer’s submission of a payroll file.
2 Camino Federal Credit Union will not charge a fee for using out-of-network ATMs. Please note that the ATM owner may charge a separate fee.
3 Members with an Elite Checking Account are eligible for three (3) complimentary cashier’s checks per month.
4 Members with an Elite Checking Account are eligible for three (3) complimentary domestic wires per month.
5 VantageScore 3.0, with scores ranging from 300 to 850, is a user-friendly credit score model developed by the three major nationwide credit reporting agencies, Experian®, TransUnion®, and Equifax®. VantageScore 3.0 is used by some but not all lenders. Higher scores represent a greater likelihood that you’ll pay back your debt, so you are viewed as being a lower credit risk to lenders. A lower score indicates to lenders that you may be a higher credit risk. There are three different major credit reporting agencies, Experian, TransUnion, and Equifax that maintain a record of your credit history known as your credit file. Credit scores are based on the information in your credit file at the time it is requested. Your credit file information can vary from agency to agency because some lenders report your credit history to only one or two of the agencies. Your credit scores can vary if the information they have on file for you is different. Since the information in your file can change over time, your credit scores also may be different from day-to-day. Different credit scoring models can also give a different assessment of the credit risk (risk of default) for the same consumer and same credit file. There are different credit scoring models which may be used by lenders and insurers. Your lender may not use VantageScore 3.0, so don’t be surprised if your lender gives you a score that’s different from your VantageScore. (And your VantageScore 3.0 may differ from your score under other types of VantageScores). Just remember that your associated risk level is often the same even if the number is not. For some consumers, however, the risk assessment of VantageScore 3.0 could vary, sometimes.
6 The Identity Theft Insurance is underwritten and administered by American Bankers Insurance Company of Florida, an Assurant company under group or blanket policy(ies). The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions. Review the Summary of Benefits.
7 Child Protection Plan covers up to 10 children under 18 years of age with Social Security Number Trace, Social Media Monitoring, Internet Surveillance, Identity Restoration and Identity Theft Insurance.