Home Mortgages

Purchasing or refinancing a home can be a challenging endeavor. The Camino Federal Credit Union Team offers trustworthy guidance and straightforward terms.

Mortgage borrowers have options to consider. Camino examines the alternatives with you to help you make a decision. From the type of interest rate to the length of time of the loan. Different mortgages for different situations.

Camino can help you with your primary home, investment property or vacation getaway.

After all, you deserve to have the best value possible – especially when it comes to your home.

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Fixed-Rate Mortgages

Explore consistent and predictable home mortgage options. With a fixed-rate mortgage, your interest rate is locked in for the lifespan of your loan, giving you the power to budget and plan with peace of mind. Each month, your principal and interest payment remains the same, never fluctuating with the changing financial times.

If you’re planning on staying in your home for a while or simply want to avoid the potential for rising rates, Camino Federal Credit Union has a range of short- and long-term fixed-rate mortgages designed to suit your needs.

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Adjustable-Rate Mortgages

Explore flexibility and lower initial rates. With an adjustable-rate mortgage, your interest rate and payments remain the same for a defined initial period, and then adjust monthly for the remainder of the loan. Adjustable-rate mortgages let you benefit from lower initial rates and come in a variety of options.

If you’re expecting future income growth or only plan to own your home for a short period of time, many of Camino Federal Credit Union’s adjustable-rate mortgages offer flexibility, lower interest rates options, and interest rate caps that protect you from rising rates.

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Ready to Get Started?

Fill out the form below and one of our local Member Advisors will reach out to you to help get you qualified for a loan.