Signature Loans (Closed End)

Rates Effective as of April 1, 2021

Maximum loan amount $30,000
24 month APR** as low as: 7.99%
36 month APR** as low as: 8.49%
48 month APR** as low as: 8.99%
60 month APR** as low as: 9.49%

Signature Loans (Closed End)

Rates Effective as of April 1, 2021

24 month APR** as low as: 36 month APR** as low as: 48 month APR** as low as: 60 month APR** as low as:
Maximum loan amount $30,000 7.99% 8.49% 8.99% 9.49%

Apply for a Signature Loan
Rate discounts are subject to change at any time. Rates are subject to change without notice.

Furlough Loans (Closed End)

Rates Effective as of April 1, 2021

Maximum loan amount $10,000
36 month APR** as low as: 6.99%

Furlough Loans (Closed End)

Rates Effective as of April 1, 2021

36 month APR** as low as:
Maximum loan amount $10,000 6.99%

Apply for a Furlough Loan

Personal Line of Credit

Rates Effective as of September 26, 2022

Maximum loan amount $30,000
APR** as low as: 10.24%

Personal Line of Credit

Rates Effective as of September 26, 2022

APR** as low as:
Maximum loan amount $30,000 10.24%

Apply for a Personal Line of Credit

Share Secure Loans 11

Rates Effective as of April 1, 2021

Terms up to 120 months
APR** 6.00%

Share Secure Loans 11

Rates Effective as of April 1, 2021

APR**
Terms up to 120 months 6.00%

Open a Share Secure Loans Account
11 APR** will be 3% above highest rate on shares pledged as security or 6.0%, whichever is higher. Rates subject to change without notice. All loans subject to credit approval.

Certificate Secured Loan 12

Rates Effective as of April 1, 2021

Term cannot exceed certificate maturity date
APR** on collateral plus 3.00%
Minimum Rate 4.00%

Certificate Secured Loan 12

Rates Effective as of April 1, 2021

APR** on collateral plus Minimum Rate
Term cannot exceed certificate maturity date 3.00% 4.00%

Open a Certificate Secured Loan Account
12 Rates subject to change without notice. All loans subject to credit approval
Dividends are paid from current income and available earnings, after required transfers to reserves at the end of a dividend period. Fees or other conditions could reduce earnings on any of the accounts listed above. For all share, share draft, share IRA and Money Market Accounts we reserve the right to change the rate without notice.

Certificates and IRAs

Rates Effective as of July 1, 2022

Term
6 month
Minimum Opening Balance $2,500
Dividend Rate 0.15%
APY* 0.15%
Minimum Opening Balance
Dividend Rate
APY*
12 month
Minimum Opening Balance $2,500
Dividend Rate 0.30%
APY* 0.30%
Minimum Opening Balance
Dividend Rate
APY*
24 month
Minimum Opening Balance $2,500
Dividend Rate 2.23%
APY* 2.25%
Minimum Opening Balance
Dividend Rate
APY*
36 month
Minimum Opening Balance $2,500
Dividend Rate 2.72%
APY* 2.75%
Minimum Opening Balance
Dividend Rate
APY*
48 month
Minimum Opening Balance $2,500
Dividend Rate 0.70%
APY* 0.71%
Minimum Opening Balance
Dividend Rate
APY*
60 month
Minimum Opening Balance $2,500
Dividend Rate 0.80%
APY* 0.81%
Minimum Opening Balance
Dividend Rate
APY*

Certificates and IRAs

Rates Effective as of July 1, 2022

Term Minimum Opening Balance Dividend Rate APY*
6 month $2,500 0.30% 0.30%
12 month $2,500 0.45% 0.45%
24 month $2,500 3.01% 3.05%
36 month $2,500 2.72% 2.75%
48 month $2,500 1.00% 1.00%
60 month $2,500 1.25% 1.26%

 

Open a Certificates and IRAs 13 Account

Time Certificates13

Rates Effective as of July 1, 2022

Term
18 month
Minimum Opening Balance $2,500
Annual Percentage Rate 1.75%
APY* 1.75%
Minimum Opening Balance
Annual Percentage Rate
APY*
24 month
Minimum Opening Balance $25,000
Dividend Rate 3.05%
APY* 3.05%

Time Certificates13

Rates Effective as of August 23, 2022

Term Minimum Opening Balance Annual Percentage Rate APY*
18 month $2,500 1.74% 1.75%
24 month $25,000 3.01% 3.05%

 

Open a Time Certificate Account
13*Annual Percentage Yield (APY) when you open a personal 18-month or 11-month time deposit account (Share Certificate) at Camino Federal Credit Union with a minimum deposit of $2,500, up to $250,000, with money not presently on deposit with Camino Federal Credit Union. Annual Percentage Yield assumes interest remains on deposit until the maturity date. Penalty for early withdrawal may reduce account earnings. Limit one promotional rate Share Certificate per member. For more account information and terms and conditions governing your deposit accounts, see our Accounts Disclosure Rate and Supplement, Schedule of Fees, Membership Agreement and Disclosure with Privacy Policy.

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