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Camino Federal Credit Union
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Second Chance Auto Loan Program

Second Chance Auto Loan Program

Rebuild credit. Drive in confidence.
A safe and reliable vehicle is essential for your financial stability.

Even if you’ve had credit problems in the past, Camino Federal Credit Union is here to help with the purchase of a new automobile, truck, or van – up to $30,000. The Second Chance Auto Loan Program gives approved members 72 months to repay the loan with no penalty for paying it off early.

Get in Touch Apply Now

How Does a Second Chance Car Loan Work?

 By opening a Share and Share Draft account with direct deposit, members are able to schedule automatic transfers of the loan payment. No direct deposit? No problem. Member Advisers are available to discuss the Second Chance Auto Financing options for those who don’t have direct deposit options. It’s time to build a credit history that reflects your good intentions. Take the first step with a Second Chance Car Loan.

Get in Touch Apply Now


Features

Fixed Loan Rates Available

Fixed Loan
Rates Available

Variety of Terms

Variety of Terms
(up to 72 months)

100% Financing Available

100% Financing Available
(including tax & license)

Loans May Be Pre-Approved

Loans May Be
Pre-Approved

Mechanical Breakdown Insurance (MBI) Available

Mechanical Breakdown
Insurance (MBI) Available

Get in Touch Apply Now

No Prepayment Penalty

No Prepayment
Penalty


2nd Chance Car Loan Rates

Rates effective as of July 8, 2019

Get in Touch Apply Now

1 Minimum $15,000 loan amount required for 72 month financing. Minimum $25,000 loan amount required for 84 month financingRates reflect a 0.25% discount for a) Automatic debit from a Camino Checking account, b) Multiple Relationship discount with Camino Federal Credit Union b) Checking account, direct deposit, debit card, credit card, Online Banking, bill pay, or another type of loan (requirement is three (3) out of the seven (7) products/services). Total rate discount if qualifications are met is 0.50%. Rate discounts are subject to change at any time. Rates are subject to change without notice. All loans subject to credit approval.
**APR = Annual Percentage Rate

Dedicated to serving our community.
It’s the Camino Federal Credit Union way.

Since 1941, Camino Federal Credit Union has been caring for the financial needs of our community. Originally named Montebello Schools Federal Credit Union, our history began with service to employees of the Montebello Unified School District. Today, we are proud to serve members from every industry, background, and age group.

 

Camino FCU inside of bank

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Camino’s Car Buying Service

More than just auto loans. Ditch the insecurity when it comes to buying your next car. Camino is your trusted partner for your vehicle purchase. Let us help you locate the best vehicle at the best price.

 

car-buying-service-camino-federal-credit-union

Get in Touch


Ready to Get Started?

Fill out the form below and one of our local Member Advisors will reach out to you to help get you qualified for a loan.

Montebello Branch

520 N Taylor Ave
Montebello, CA 90640
(323) 722-3400

 

Cerritos Branch

11417 South St
Cerritos, CA 90703
(562) 293-1500

 

 

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